Sumit Kumar Saha vs Reliance General Insurance Company Ltd

Sumit Kumar Saha vs Reliance General Insurance Company Ltd. - Important Supreme Court Judgment 2019


On 30th January, 2019, in the case of Sumit Kumar Saha v. Reliance General Insurance Company Ltd. [Civil Appeal No.1299 of 2019], the Supreme Court held that “except in cases where the agreement on part of the Insurance Company is brought about by fraud, coercion or misrepresentation or cases where principle of uberrima fide is attracted, the parties are bound by stipulation of a particular figure as sum insured.” Accordingly, on facts, it was held that “the surveyor and the Insurance Company were not justified in any way in questioning and disregarding the amount of “sum insured”. 

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